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While precise numbers don't exist, anecdote suggests that not too many loans have been restructured under the original plan thus far. That, though, could largely be due to the complexity of implementing a new process - it takes time to change computer systems and train employees. CitiMortgage, the home-lending arm of Citigroup, officially began offering government-backed modifications only on April...

Author: /time Magazine | Title: Feds Offer More Help for Troubled Homeowners | 4/28/2009 | See Source »

Various groups are proposing NASA missions that would further investigate such phenomena, including Harvard’s Energetic X-ray Imaging Survey Telescope (EXIST) and Penn State’s Joint Astrophysics and Nascent Universe Satellite (JANUS...

Author: By Kristi J. bradford, CONTRIBUTING WRITER | Title: Astronomy Professor Helps Discover Farthest Known Object in Universe | 4/28/2009 | See Source »

...varied that analysts nearly ran out of codes to categorize them. "The U.S. has an unmatched religious dynamism," explains Lugo. "It's an open religious marketplace as well as a very competitive one. This is the supermarket cereal aisle." Without an established state religion, all faiths can freely exist in the U.S. but must compete for adherents in order to survive. (See pictures of a drive-in church...

Author: /time Magazine | Title: Church-Shopping: Why Americans Change Faiths | 4/28/2009 | See Source »

Alcohol often gets blamed for sexual assignations that, in the bright light of the next morning, seem unwise. It's called beer-goggling, but does it really exist? Does drinking actually affect how your brain evaluates the attractiveness of other faces, or do we just use alcohol as an excuse to hook up with the first willing target...

Author: /time Magazine | Title: Does Beer (Goggling) Affect Whom We Find Attractive? | 4/27/2009 | See Source »

...each time. They were told to pat dry afterward and apply a heavy slathering of moisturizer. The placebo group was not given restrictions about the frequency of baths. Both groups of patients were also treated with oral antibiotics and the nasal ointment muciprocin to control staph infections, which often exist in the nostrils...

Author: /time Magazine | Title: Study: Baths with Bleach Help Kids' Eczema | 4/27/2009 | See Source »

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