Word: expanders
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...customers: only 8% of Vietnam's 85 million people even have bank accounts. At Sacombank, one of Vietnam's private commercial lenders, profits shot up 50% last year, and depositors doubled to 350,000. But Nguyen Quang Trung, Sacombank's deputy director, is anything but complacent. "We have to expand quickly throughout the country," Trung says. "We need to build capital. Our whole banking sector must grow up very fast...
...market.) Already, eight foreign banks have applied to establish wholly owned Vietnam branches. Among them are UK-based HSBC, one of the world's largest banks, and ANZ (Australia and New Zealand Banking Group); both are planning to open 10 new branches each within three years so they can expand services such as credit cards, home mortgages and personal loans. "Definitely, the growth will be high," says Thuy Dam, ANZ's general manager for Vietnam...
...going after smaller accounts, issuing credit cards and loaning money to small- and medium-sized Vietnamese companies. Cany predicts the number of private banks in Vietnam will fall by at least half to less than 20 within five years due to failure or merger. Their only hope is to expand their reach and sophistication before competition heats up. "You can't afford to miss the boat," says Winsbury. "You've got to grow fast." After all, once-in-a-lifetime opportunities aren't much good to businesses that die young...
Zhang denies that the breeding program is aimed at raising revenues. He notes that the government restricts the number of overseas groups the Wolong center can supply with animals, and says all donations are used to expand protected areas and for research. And Zhang insists that reintroducing pandas into the wild will help sustain populations over the long run. "It is not responsible for anyone to declare that the experiment is pointless," Zhang says. Maybe Wu Gong should put down that bamboo stalk. A less pleasurable ordeal could await him in the wild...
...agents' request, Markell pulled his records and quickly found his own copy of the receipt for the Glock 19. He also saw that Cho had bought a $10 box of 50 9-mm practice rounds, commonly know as full metal jacket rounds because they don't expand on contact like hollow-point rounds. These are sold for target shooting...