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Finally, unlike the stock market or consumer confidence, bank lending is a lagging indicator. Businesses look for loans to expand once the economy is growing and orders are coming in again. And banks, since they get hurt so badly in recessions (particularly this one), become very risk-averse at the beginning of economic cycles. "In the initial stages of a recovery, banks are never handing out cash," says Lakshman Achuthan, a managing director at the Economic Cycle Research Institute. "It never happens that way, and we have had plenty of recoveries...

Author: /time Magazine | Title: Bank Lending Is Still Down. Should We Be Worried? | 1/8/2010 | See Source »

...government's decision to extend the $8,000 first-time home-buyer tax credit to mid-2010 and expand the program to include a $6,500 credit for non-first-time home buyers will likely help lure home shoppers into the market. Also, the slide in prices is making homes more affordable. Notes Burns: "If you go to Phoenix, it's $800 a month to buy a brand-new house," making it more affordable than renting...

Author: /time Magazine | Title: Still Hunting for a Bottom in Housing | 1/7/2010 | See Source »

...That's why managing expectations down seems a sensible step. Perhaps, if the U.S and its allies play their cards right, with a regional plan to expand economic development in Yemen and coordinate security, the sort of disaster seen in Afghanistan and Somalia can be avoided. "We've seen this movie before, and we know how it ends," says Christopher Boucek, an associate in the Middle East program at the Carnegie Endowment for International Peace. "Yemen's problems are really unsolvable. But you can reduce the impact that they will have, make them less bad and increase the chances...

Author: /time Magazine | Title: Yemen: The Most Fragile Ally | 1/7/2010 | See Source »

Want to pay $3,400 for a sterling-silver razor, stand and brush? Believe it or not, there's actually a store for you. The Art of Shaving has 36 outlets around the country, and is set to expand. While sales took a predictable hit during the worst of the recession, perhaps it's a positive sign for the economy that the Art of Shaving's revenues rose 19% during the last quarter of the year. If people will fork over insane amounts of money to properly trim their facial hair - in a New York City store, a razor with...

Author: /time Magazine | Title: The $175 Razor: A Sign of Economic Recovery? | 1/6/2010 | See Source »

This may not have been the time to expand the Oscar category for Best Picture from five films to 10, but studio bosses will say it was a very good year. No matter what else Americans skimped on when they got slammed by the Great Recession, they didn't stop going to the movies. For the first time ever, the annual box-office total exceeded $10 billion ($10.5851, to get into pi calculations), outpacing the previous record, in 2008, by nearly 10%. The number of tickets sold, 1.474 billion, was the highest of the past five years - though lower than...

Author: /time Magazine | Title: Box Office 2009: A Very Good Year | 1/4/2010 | See Source »

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