Word: experian
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Dates: during 2001-2001
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...scores. That's your three-digit loan-risk index, once seen only by lenders. Equifax, the largest U.S. credit reporter, and Fair, Isaac, which devises scoring, will offer for $12.95 a credit report, the same credit score lenders use and explanations of how it works. Rivals Trans Union and Experian are developing scores for consumers as well. Consumer advocates still hope Congress will make credit-score disclosure mandatory...
KNOW THE SCORE Credit scores (the three-digit indicator of your loan risk, available only to lenders) may soon become much more accessible. A California law passed this fall requires the main credit bureaus, Equifax, Trans Union and Experian, to honor consumer requests for credit scores. Now these three are considering making scores and explanations accessible nationally. Congress has also begun looking at a requirement for greater openness--one more factor pushing the bureaus to open...