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...want us to find is buried in the back--starting with the footnotes. Read about the company's pension plan; if its projected annual rate of return is more than 7.5%, a shortfall could bite into future earnings, and "you should be concerned," says Lehman Bros. accounting expert Robert Willens. Watch for off-balance-sheet liabilities, a fancy term for financial risks that the company hopes will never come home to roost, and for development costs that are capitalized instead of expensed. These factors don't mean you should shun a stock; they mean you should check its teeth. Firms...

Author: /time Magazine | Title: How to Avoid the Next Stock Bomb | 7/8/2002 | See Source »

...must be damned, literally. "In my view, any theology that continues to deny the validity of Judaism and to fantasize about looking forward to the conversion or destruction of the Jews is one that should arouse a great deal of caution among Jews," argues Gershom Gorenberg, a leading Jewish expert on the Christian End Timers...

Author: /time Magazine | Title: Is It Good for the Jews? | 7/1/2002 | See Source »

Most people blame idle friends and spammers for the junk that clogs their e-mail In boxes. But productivity expert Mark Ellwood says we all contribute to the problem. Ellwood is the author of Cut the Glut of E-Mail, a slim volume of practical tips on how to "take responsibility" for excessive e-mailing and "find more time for the things that count." Some of his suggestions--use the phone instead and institute a No E-Mail Day--are blindingly obvious. But Ellwood is also effective at challenging the utility of beloved functions like the autoresponder (it notifies senders...

Author: /time Magazine | Title: Global Briefing: Jul. 1, 2002 | 7/1/2002 | See Source »

Other material found in the Faisalabad hideaway of Abu Zubaydah, whom U.S. officials are interrogating at an undisclosed location, is also proving rich. "Abu Zubaydah's papers are saying more than he is," says Roland Jacquard, a terrorism expert close to the office of the French President. Among the documents are plans for attacks on tankers and cruise ships, says Jacquard, as well as evidence that bin Laden's son Saad was also in Faisalabad, though he evaded capture. As for the elder bin Laden, even if he is still alive, evidence of his failing health is mounting. Intelligence experts...

Author: /time Magazine | Title: A Letter from Osama Bin Laden | 6/30/2002 | See Source »

...majority called this voucher system a 'neutral educational aid program'," says Barbara Perry, professor of government and Supreme Court expert at Sweet Briar College in Virginia. "In the view of the majority, this program does not aid or inhibit religion." Dissenters argue that there is not "true private choice" for parents - a test for voucher programs - because 80 percent of the schools getting money from this program were, in fact, religious schools...

Author: /time Magazine | Title: Supreme Court: Two Rules for Schools | 6/27/2002 | See Source »

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