Word: expressiveness
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Dates: during 2000-2009
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...bank products abnormally high. At first glance, that's fantastic news for consumers who are finding CDs that yield 4% and money-market accounts that pay 3%. But the competition for money - which will surely intensify as new bank holding companies like Morgan Stanley, Goldman Sachs and American Express amp up efforts to attract deposits - is also squeezing banks' profit margins, further straining an already weak industry and stressing smaller banks, many of which didn't go hog wild making risky loans in the first place. "Higher rates are a short-term fix," says Camden Fine, president...
...more competition is on the horizon. In the past two months, Goldman Sachs, Morgan Stanley, Raymond James, GMAC, American Express and business financier CIT have all applied to convert into bank holding companies, partly in order to be able to get access to cheap funding through deposits. GE Capital, the finance arm of GE, is planning on doubling its deposit base, which it garners through broker-sold CDs, to $81 billion next year. Goldman Sachs is on track to open an online bank. Morgan Stanley, which already has $36 billion in deposits, is selling billions of dollars' worth...
...mean to attack the usefulness of the fee or the organization that it funds. The UC is a wonderful and necessary resource for College students. However, its legitimacy rests on the fact that students willingly support it. How can we express our satisfaction or displeasure with our student government if the one means of doing so—the payment of the UC fee—is already decided by a third party? The UC should show enough appreciation for their unique representative position to realize that the optional fee should be truly optional...
...They came across as cranky or boring or stiff, and voters chose the man (Bill Clinton, George W. Bush) who could convincingly play the good ol' boy with southern or Southwest charm. John McCain, who'd been so funny and sunny with his press gang on the Straight Talk Express, turned crotchety in the general campaign and lost to another Harvard smoothie. McCain-Obama was Nixon-Kennedy all over again...
Fancy procedures like Botox, face lifts, and microdermabrasion are among the many tricks that can give aging skin a mask of youth. But Harvard Medical School researchers may have found a gene that can actually hold back the clock. If the quantity of a protein that regulates gene expression and fixes damaged cells is increased, genes may be less likely to deteriorate, according to the study. Cells that remain in better condition for longer age more slowly, theoretically allowing organisms to remain younger longer. “People may have an extended lifespan,” said Raul Mostoslavsky...