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...problem with option ARMs begins with the fact that people who took out these loans were given the chance to make ultra-low payments for the first few years - and many of them did exactly that. Borrowers, mostly middle- and upper-class with good credit scores, were allowed to make payments that didn't even cover the interest owed (let alone the principal), with the understanding that payments would spike later on to make up for the shortfall. That allowed people to buy bigger, more expensive houses than they would have been able to qualify for otherwise. Plenty of families...
...Plan for Asking out the Girl I Liked in Fifth Grade,” a boy describes how he will have a girlfriend by tomorrow despite the fact that he “got caught sliding that booger underneath the leg of [his] chair?...
...automatic health-coverage for all American children up to the age of 25 in a program called MediKids, lower prescription prices for seniors, importing prescription drugs from Canada, and allowing patients the right to sue HMOs. These recent threats to shoot down the health care proposals come notwithstanding the fact that Liebermann, according to the Center for Responsive Politics, to date has received over $930,000 in campaign contributions from professionals in the health care and medical sectors...
Bolstering the argument that Anthem Blue Cross will likely be able to proceed with its massive rate hikes is the fact that these kinds of increases are nothing new. The company made news for similar double-digit spikes in 2005, for example, and a recent study found that average individual insurance premiums in California increased 23% between 2002 and 2006, even as the actuarial value of these plans dropped considerably. (This means consumers are paying more for less coverage than before...
Good question. In fact, it cut to the heart of the Obama-foreign policy frustrations. Clinton's tough talk on Iran got most of the U.S. headlines, but her position on Gaza was far more important to the Islamic participants at Doha, especially the Arabs. The Israelis have stubbornly maintained a stiff blockade after pounding Gaza into submission in January 2009. Food is allowed in; Gazans aren't starving. But tight restrictions remain on construction materials for rebuilding homes and public buildings and on many of the nonessential necessities of life (Israel recently lifted the ban on cigarettes). Israel...