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...Consumers have lost access to credit. The fact that mortgage rates have dropped does not even begin to offset that. Qualifying for a mortgage is harder than ever. Banks have reason to be cautious. One of the large credit bureaus just released a report that says 4.7% of payments for bank-issued credit cards were late sixty days or more in March, an increase of 38% over the same month last year. According to Reuters, "In March, lenders closed 20 million card accounts, sending the total down by 58 million since the peak in July 2008 to 380 million." Banks...

Author: /time Magazine | Title: Despite Signs to the Contrary, Real Estate Will Get Worse | 5/5/2009 | See Source »

...single biggest enemy to a housing recovery may be the fact that there is no increase in real wages. The failing economy has ruined any chance that the average worker will make more this year than he did last. Many people will probably make less this year than they did in 2008, although the government figures are not precise enough to show that. Anecdotally it is almost certainly true. Earning a higher wage with unemployment more than 10% has to be nearly impossible in some of the largest states including Florida, Michigan, and California...

Author: /time Magazine | Title: Despite Signs to the Contrary, Real Estate Will Get Worse | 5/5/2009 | See Source »

...York Stock Exchange traded stocks rose, while only 1,009 fell. Market technicians say that is good sign for shares because it means investors are optimistic about the fortunes of a broad range of companies and not just one sector of the market. Technicians also like the fact that historically most rallies last much longer than two months, and that the market hit its low twice, before rebounding. In the past, a so-called double bottom has been a predictor of the end of bear markets. (See pictures of the top 10 scared stock traders...

Author: /time Magazine | Title: Stock Technicians' Verdict: Market Rally Will Continue | 5/5/2009 | See Source »

...sequences of the novels, Mary’s classroom writing is published against her will in the local newspaper. Recent events mold Mary’s unexceptional words into a pointed argument about parental abuse. Nonfiction—the book, in this moment, suggests—holds no more fact than fiction, especially when in the hands of someone with something to prove. As appearance takes precedence over reality, Mary’s well-being goes unnoticed in the flood of accusations and revealed secrets.But by the time the story has opened up questions of about snooping and control...

Author: By Madeleine M. Schwartz, CRIMSON STAFF WRITER | Title: Amidon’s ‘Security’ Probes, If Predictably | 5/5/2009 | See Source »

...rumors have swirled for years that many treasured originals by Vietnamese artists like Niet have been either lost or sold off, and reproductions have taken their place. The copies aren't exactly forgeries. During the Vietnam War, the museum's own restoration department was a virtual copy factory - a fact that museum officials past and present freely admit...

Author: /time Magazine | Title: Copied Paintings Plague Vietnam's Museum | 5/4/2009 | See Source »

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