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...failure of Hope for Homeowners has heightened awareness of the fact that it can be incredibly difficult to shape the behavior of private companies and create an effective fix for such a complicated problem. In December, the Comptroller of the Currency (OCC) and the Office of Thrift Supervision (OTS) issued a report showing that at national banks and federally regulated thrifts, nearly 37% of homeowners were 60 or more days behind on their payments six months after receiving a modification. That re-default problem has received much attention as the national conversation has turned toward the idea of taxpayers standing...
Harry Holzer, an economist at Georgetown University and the Urban Institute, also sees troubling news in the fact that the fourth quarter's measure of gross domestic product (GDP), or the value of all the goods and services the economy churns out, wasn't nearly as bad as economists had thought it would be: down an annualized 3.8%, compared with a predicted drop of 5.4%, according to a Reuters poll. Companies are still producing, Holzer explains, but since no one is buying, inventories are piling up. With a backlog of goods, firms will need fewer workers to keep making more...
First, I disagree with Herring’s depiction as “unprecedented.” In fact, there is notable precedent for clarifying exceptions to the exclusionary eule. Both U.S. v. Leon (1984) and Arizona v. Evans (1995) dealt with exceptions to the exclusionary rule, and in both cases, the holding allowed for these exceptions if law enforcement showed that the mistakes were made in good faith...
While some undergraduates turned to alcohol as a way to dull the intensity of Harvard’s climate, Clarel preferred to organize group outings into Boston, experimenting with new cultures and new cuisines. In fact, he loved nothing more than lively conversation around a dinner table: the cheerful banter of friends, punctuated with moments of deep insight. This, too, was the music he enjoyed...
...didn’t expect to see such a large difference, and [we] noted that it was worthy to look deeper into,” he said. Although the study surveyed children and adolescents, Christiani said the results also apply to adults. “In fact, adults can accumulate the carcinogenic agents over time, so theoretically the cured meats may be more harmful,” he said. —Staff writer Helen X. Yang can be reached at hxyang@fas.harvard.edu...