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...Here's why: Remember, the biggest factor in whether the 401(k) works as designed has to do with when you retire. If the market rises that year, you're fine. If you retired last year, you're toast. And the chances of your becoming a victim of this huge flaw in the 401(k) plan are pretty high. The market fell in four of the nine years since the beginning of the decade. That means anyone retiring this decade had a nearly 50% chance of leaving work in a down market. In fact, your chances of retiring into...

Author: /time Magazine | Title: Why It's Time to Retire the 401(k) | 10/9/2009 | See Source »

...love the rah-rah factor of a school that’s nice to put in, but you are going for the college education. So figure out what makes Rutgers [for example] different than the University of Maryland...

Author: By Jillian K. Kushner, CRIMSON STAFF WRITER | Title: Colleges Alter Application Processes | 10/9/2009 | See Source »

...from uniform either. Notes Philippe Valode, a French historian and author of a book on France's six Nobel winners in various categories; "Criteria for the scientific award are fairly clear and consistent, while those for economics are mostly firm - but open to subjectivity when social considerations factor in," Valode says. "Literature must have broad messages and allure to world-wide readers, But - being about art - a lot of creativity goes into the selection process, too. When it comes to peace, the potential for artful innovation is greatest of all - as we've seen with Obama's selection...

Author: /time Magazine | Title: What Was the Nobel Committee Thinking? | 10/9/2009 | See Source »

...important factor in this ratio is drunkenness, but let’s be real—it can work in one of two ways. You can be responsible and multiply sketchiness by how many drinks you’ve had, giving you a much lower Non-Sketchy ratio. Do this if you’ve woken up someplace where you don’t remember falling asleep more than once in the past month. Even if you won’t remember, tomorrow, someone else will. On the other hand, you can err on the side of fun and multiply...

Author: By Charleton A. Lamb, CRIMSON STAFF WRITER | Title: On Ratios and Ragers | 10/8/2009 | See Source »

...good to get that result,” Crimson coach Jamie Clark said. “The wind played a big factor. It wasn’t the prettiest game we’ve had, but we got two scores and didn’t give up any chances...

Author: By Patrick Downey, CONTRIBUTING WRITER | Title: Shuffled Lineup Bests Holy Cross | 10/8/2009 | See Source »

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