Word: factoring
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...problem with keeping the swaps on the banks' books is that their potential payoff or loss is random, depending on the particular details of the contract and various outcomes in the world. Moreover, banks today are risk-averse and often factor worst-case scenarios into current pricing. Thus, they are far more likely to claim losses than profits on such instruments...
...factor: Beauty. Lowell looks good. Really, ridiculously good. That tower, the brick, the classic enclosed-quad design...if you want to show people a Harvard House, bring them here. This place was built to be gorgeous in green ivy and stunning in snow. If you want a stock Harvard story to tell, just give them the brief rundown of the famous Russian (now replica) bells. Lowell is built like a fortress, and on the inside it feels like a sanctuary from the hustle and bustle of Harvard life...
...effect--just not the effect you might anticipate. Almost since their first meeting, in 1976 as students at Bamako's Institute for Young Blind People, Amadou and Mariam have billed themselves as the Blind Couple of Mali, and if the lack of an exclamation point reads as restraint, factor in that they often perform in diamond-studded sunglasses. Faced with a world that tends to view blindness and African-ness in tragic terms, Amadou Bagayoko (he plays a killer guitar) and Mariam Doumbia (she sings like an adoring aunt) go out of their way to assert that things are pretty...
...assessment in 2007, which projected a sea-level rise of 18 to 59 cm by 2100. But the IPCC numbers were based on older data and took into account only the thermal expansion of the seas. (Water expands as it heats, so warmer seas rise.) The IPCC did not factor in the potentially far greater impact of melting ice caps in Greenland and Antarctica - Greenland alone has enough ice to raise sea levels by more than 20 ft. At the time of the IPCC report, the polar ice sheets were clearly melting, but it wasn't clear how fast they...
...mentioned that you worked by zip code. How were the numbers for 02138? Did we beat Yale?BGE: [Laughs.] This is just going to take a second. It’s well worth doing. [Long pause as he crunches numbers.] I’d say the driving factor here if we compare 02138 to 06511 is that they’ve got 50% more people and only two more porn subscriptions. So I’d have to say Harvard folks are subscribing more. 8. FM: In your results, you rank states based on adult online subscriptions. When you account...