Word: factors
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Dates: during 1990-1999
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...also likely to be more active for more years than your parents were, which you should factor into your plans. "Sixty-five is younger now than it ever was," says Elissa Buie, president of the Institute for Certified Financial Planners. She recommends that clients make plans to live through four stages of retirement: continuing to work to some degree; pursuing active leisure, such as travel and tennis, with little or no work; shifting to more sedentary pursuits, like gardening and reading, as one's energy wanes; and finally, dealing with declining health and serious illness...
...factor for every retiree is health care. You can eat right and exercise, but illness and injury can still strike at any time. "The importance of having the right insurance in place can't be stressed enough," says Satovsky. Americans over age 65, of course, receive most of their health coverage through Medicare. But it doesn't cover prescription drugs and certain other expenses. And if you eventually need nursing-home care, you can get coverage through Medicaid--but only after you've spent almost all your own money...
...English; half of all 10th-graders failed the math portion of the test. Governor Paul Cellucci calls the performance "unacceptable." Maybe so, but it's not surprising, says Harvard lecturer S. Paul Reville. "We were having difficulty reaching lower standards, and now we've raised the bar by a factor...
...Roman Catholic couple, for example, might skip living together and go straight into a long-running marriage, while a couple who at the outset are doubtful of marriage might live together first before trying a marriage that fails. "It is inappropriate and simplistic to treat cohabitation as the major factor affecting divorce," says Larry Bumpass, a sociologist at the University of Wisconsin. "The trend in divorce stretches back over the last hundred years, so clearly it wasn't caused by cohabitation." Indeed, cohabitation may have helped stall the rising divorce rate by weeding out unstable relationships. So, Grandma...
...Another factor in Rogoff's decision to leave Princeton was his wife's career as a film producer...