Word: failings
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...FDIC has a clear message for Americans who are beginning to awaken to the size of the problem: Don't panic. Banks will fail, but it is highly unlikely that depositors will lose their money. The FDIC now guarantees up to $250,000 in individual deposits at the banks it insures. And by law it gets its hands on a failed bank's assets before any other creditors do. FDIC chair Sheila Bair is eager to talk about how no insured depositor has ever lost a penny of his or her deposits...
...experts in and out of government expect bank failures to accelerate. Banks that are too big to go under, like Citibank and Bank of America, could fail but will stay alive in one form or another - through a bailout or government-backed sale, for example. But plenty of medium and smaller banks are going to disappear or be divvied up by creditors. And the longer Paulson's new capital-infusion plan takes to get up and running, the higher the likelihood of failure will...
...committee hoped that the assortment presented a “coherent set of writings,” but the pieces often fail to proceed logically. One author, for example, attempts to demonstrate the power of white privilege by citing a study of poor white women at a selective college and the importance of lucky breaks in their success. Aside from the fact that the sample was highly skewed—of course those who were fortunate are more likely to get into a good college—the author provides no evidence that these unmerited indulgences were based on race...
When John Winthrop delivered this sermon in 1630, Vowell said, he wanted to remind America that, “The eyes of the world are upon us and we could fail...
...even if a company were to fail outright, consumers are protected much in the way that routine bank deposits are guaranteed by the FDIC. Under a 40-year-old system, each state has an "Insurance Guarantee Fund" to which companies contribute that guarantees property, casualty, life and health claims if a company is insolvent. The maximum amount per claim varies by state and by the type of insurance, but it is as high as New York State's $1 million on property and casualty claims...