Word: fails
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...employers cannot return money to individuals who fail to exhaust their accounts, lest FSAS start to look like tax shelters. But companies can give the money back pro rata to everyone in the plan. Almost none do, choosing instead to offset plan administrative costs - an outrage that Congress finally noticed last year...
...movie fluff: There’s nothing substantial in it, nor anything to give it meaning. Despite blatantly trying to manipulate its audience with dark lighting, creepy music, pseudo-artsy panoramic views of night skies and an overabundance of flashbacks and fast forwards, these cinematic tricks still fail to create the creepy anticipation that well-developed characters and a tight plot would. What they do manage to create is a nagging sense that the film is aiming to insult the viewer’s intelligence...
Under pressure to fall in line with other elite medical schools like Harvard, Yale, Duke and Stanford, the Johns Hopkins School of Medicine has replaced its letter-grading system with a pass-fail system...
Instead of students receiving 13 possible letter grades ranging from A+ to F, they now receive one of four marks—honors, high pass, pass or fail...
...what if the offense should fail to be its usual, efficient force? Look no further than Harvard’s streak-breaking 36-35 loss to Lehigh last weekend...