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...deals with- or fails to deal with - people who wouldn't be in a position to keep their houses even with a modification. Emily Jones, a manager at Neighborhood Housing Services in Boise, Idaho, says about half of all people who walk into her housing-counseling agency fall into that camp. "The goal isn't to keep the home in every situation," she says. "The goal is to avoid foreclosure, and in a lot of situations, it's not in the client's best interest to try to keep the home and only postpone the inevitable." (Read "FHA: Housing...

Author: /time Magazine | Title: Why the Loan-Modification Program Isn't Working | 12/4/2009 | See Source »

Nevertheless, Toyota, which has seen its sales in the U.S. fall 28%, was planning to spend more than $1 billion on advertising, incentives and "incremental" production, starting in the fourth quarter. "You can't save your way through a recession; you've got to sell," Carter told reporters recently. The question now is whether consumers will still want...

Author: /time Magazine | Title: Toyota's Big Recall Unlikely to Quiet Critics | 12/4/2009 | See Source »

Burt first began teaching a science fiction class at Macalester College in Minnesota, where he drafted his reading list with the help of several students. He brought the course with him to Harvard and taught it for the first time in Fall...

Author: By Yair Rosenberg, CONTRIBUTING WRITER | Title: Taking Sci Fi Into the Classroom | 12/4/2009 | See Source »

...certain kinds of psychological or realist fiction,” he says, “peoples’ inward states appear to be determined mostly by who they fall in love with or how their families work. But when you read science fiction attentively you see how much of an individual’s life is guided not by psychology, and not by the unconscious so much as by technological and material circumstances—the difficulty of obtaining information, the availability of transport fuel, the speed of communications...

Author: By Yair Rosenberg, CONTRIBUTING WRITER | Title: Taking Sci Fi Into the Classroom | 12/4/2009 | See Source »

...Harvard is to have a similar outcome this Sunday against a team fresh off a berth in last season’s Final Four, several things will have to fall in place...

Author: By Martin Kessler, CONTRIBUTING WRITER | Title: Big East Contest Awaits | 12/4/2009 | See Source »

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