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...Like millions of other Indians emboldened by the country's booming economy, Goyal, 28, invested in stocks, confident that the seemingly sure profits would pad a comfortable lifestyle. The crash in global markets has been hard for him to accept. India's Sensex has fallen 45% from its peak in January; the Goyal family's net worth, built over years, has been decimated in weeks. From $12,000, their portfolio is down to $4,000 - a loss that totals more than half of Sandeep's annual paycheck from his job with a U.S.-based company. Leaving the room, the father...

Author: /time Magazine | Title: Now the Real Pain Begins | 10/16/2008 | See Source »

...their money. Tontine's manager, Jeffrey Gendell, made Forbes' list of richest Americans in 2008 with an estimated net worth of $1 billion. Och-Ziff Capital Management Group, which became one of the first hedge-fund companies to go public last November, recently reported that its Asia fund had fallen nearly 17% for the year. Even the fund of David Einhorn, who was one of the first to publicly say that Lehman Brothers could fail, is off nearly 13% this year. Also in the red are the funds of such well-known investors as Julian Robertson and Steven Cohen...

Author: /time Magazine | Title: Hedge Funds: How the Smart Money Looked Dumb | 10/15/2008 | See Source »

...America the Beautiful has lost some of its luster of late, De Feo's enthusiasm is increasingly rare. According to the 2008 Pew Global Attitudes Project survey, the number of Brits who view the U.S. favorably has dropped from 83% in 2000 to 53% today; in France, it has fallen from 62% to 42%; in Germany, from 78% to just 31%. Once esteemed as a beacon of liberty and a defender of Europe against the Soviet Union, the U.S. now faces constant criticism for everything from its lack of action on global warming to its faith in unfettered capitalism, which...

Author: /time Magazine | Title: American Studies: Stars and Gripes | 10/15/2008 | See Source »

Prayer is humanity's conversation with God. And very often the prayer is a plea. It seems safe to say that in the face of last week's Wall Street drop, more Americans have fallen to their knees than perhaps at any time since the months following Sept...

Author: /time Magazine | Title: Is It OK to Pray for Your 401(k)? | 10/14/2008 | See Source »

Under the current, limited hate-crimes laws, bias crimes have fallen. According to FBI figures, in 1995, there were 24 hate crimes based on race for every 1 million Americans; in 2006 - the most recent year for which data are available - there were 16. Anti-gay hate crimes have fallen from 5.2 per 1 million to 4.7 per 1 million - not a huge drop, but a statistically significant one. Would a broader hate-crimes law have reduced these figures even further? I doubt it. Even if a violent criminal knows that a tough hate-crimes law exists, wouldn't that...

Author: /time Magazine | Title: Viewpoint: What's Wrong with the Hate-Crimes Bill | 10/11/2008 | See Source »

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