Word: fdic
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...FDIC insured ** Above $10,000 only earns...
...combined amount will be covered only until six months after the merger is completed. Beyond that, deposits held under the same name or type of account are insured only up to the $100,000 limit. "It's up to you to restructure your accounts during the six months," says FDIC counsel Christopher Hencke. If you have single-ownership accounts, you can convert one to a joint account...
Tempering their commercialism, two of the sites offer practical financial advice and services. At iCanBuy and DoughNET, young people can open FDIC-insured bank accounts, learn about investing and donate to a charity. Shopping is still the main draw for youngsters, commonly more concerned with stuff than savings, but the sites' grownup money advice may be winning a few converts...
...will set up accounts in a child's name. Parents can deposit a small amount from a credit card or use Grandma's birthday money as their child's online slush fund. These cybermalls are only too happy to point your child toward must-have products. They also offer FDIC-insured banking services so that little Timmy can watch his money earn interest between spending binges...
...threat posed by the Y2K bug. Scam artists are trying to convince people they need to move their money into "Y2K safe" bank accounts, which means giving the crooks the chance to swipe your savings, regulators told Congress last week. Most banks are Y2K compliant--and if not, the FDIC insures each account for as much...