Word: federales
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Dates: during 1990-1999
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The upshot is that only 1 in 4 homeowners is covered for a potential catastrophic loss even though most properties are vulnerable. Consider: half of all Americans live within 50 miles of an ocean. The insurance industry recognizes that we are woefully underinsured for flood damage. And the industry has...
No doubt these are contributing factors. But let's get back to the functional definition of a flood. To most people, it's an overflowing river, lake or reservoir. To insurers, it's any water that enters a building from the floor, no matter what the source of the water...
So don't count on your agent (though that's the best place to inquire first). Unless you live on a hill in a desert, you probably should have flood coverage. The cost varies widely, based on an intricate zoning system, but the average flood policy in force goes for...
Berkeley's Varian mentions a more specific problem: "constructing a legal infrastructure for contracting and doing business in cyberspace which requires standards for things such as digital signatures, time stamping, antitrust, taxes, content regulation, intellectual property, privacy, jurisdiction, liability." The industry needs uniform standards covering all these issues, he says...
Federal, state and local governments already play a major role in education and thus may hold the key to solving one crucial question hanging over IT's future. Actually, there are two questions: Will schools produce as many trained people as will be needed, and will enough of those technically...