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Even with all this aid, though, U.S. homeowners haven't been doing so well. The value of their real estate holdings has fallen by $4 trillion since 2006, according to the Federal Reserve. Millions of people have been booted from their dwellings over the past couple of years because they...

Author: /time Magazine | Title: Get Homeowners Off Welfare | 10/12/2009 | See Source »

How do we subsidize homeownership? Let me count the ways. First, more than 80% of the mortgage loans made in the U.S. so far this year have been bought by the government-sponsored entities (GSEs) Fannie Mae, Freddie Mac and Ginnie Mae. That keeps the interest rates on those GSE...

Author: /time Magazine | Title: Get Homeowners Off Welfare | 10/12/2009 | See Source »

Columbus sailed the ocean blue in 1492. On Oct. 12, 517 years later, banks are closed and there's no mail. And despite being a federal holiday, for most in the U.S. it's another day at the office.

Author: /time Magazine | Title: Columbus Day | 10/12/2009 | See Source »

Observed on the second Monday in October, the holiday celebrates the achievements of Christopher Columbus, a man who lived almost three centuries before the U.S. Federal Government even existed, much less created a holiday in his honor. But for such a loosely observed federal holiday, Columbus Day generates no small...

Author: /time Magazine | Title: Columbus Day | 10/12/2009 | See Source »

Many Italian Americans in particular think so. Columbus Day has its roots in cultural pride, a celebration of the Italian explorer's "discovery" of the Americas when he landed on a Caribbean island in what's now the Bahamas on Oct. 12, 1492. The 300-year anniversary of Columbus' landing...

Author: /time Magazine | Title: Columbus Day | 10/12/2009 | See Source »

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