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...When rumors that the new Roosevelt Administration would devalue the dollar led to widespread flight from dollars into gold, the Fed raised the discount rate, setting the scene for the nationwide bank holiday proclaimed by President Franklin Roosevelt on March 6, 1933, two days after his Inauguration - a "holiday" from which 2,500 banks never returned...

Author: /time Magazine | Title: The End of Prosperity? | 10/2/2008 | See Source »

...obvious difference between then and now is that Fed Chairman Ben Bernanke has learned from history - not surprising, given that he once studied the Great Depression intensively. Since the onset of the credit crunch in August 2007, Bernanke has repeatedly cut the federal-funds rate from 5.25% down to an effective rate at one point last week of about 0.25%. He has pumped money into the financial system through a variety of channels: in all, about $1.1 trillion over the past 13 months...

Author: /time Magazine | Title: The End of Prosperity? | 10/2/2008 | See Source »

...Some say you can't solve a problem by throwing money at it. But that's what the Fed and the Treasury are attempting. Faced with the potential debacle of Depression 2.0, they have tried to calm the fears with up to $2 trillion of liquidity. Call it the Great Repression: a Depression denied...

Author: /time Magazine | Title: The End of Prosperity? | 10/2/2008 | See Source »

...Depression 2.0 Can Still Be Avoided At the moment, a reworked bailout deal seems likely to pass. But the world may still be heading for a severe downturn. Interbank lending remains stubbornly frozen, despite the Fed's liquidity fire hose. With WaMu and Wachovia wiped out, the stampede out of bank stocks and bonds will surely claim new victims. As the recession bites, Main Street firms will start going bust too. And the impact on the $62 trillion market for credit-default swaps could be explosive...

Author: /time Magazine | Title: The End of Prosperity? | 10/2/2008 | See Source »

...banks across the Atlantic on Sept. 29. For all the difficulties the Bush Administration has encountered as it tries to push through that package, there's a crucial difference between the U.S. response and the European one: in Washington, Treasury Secretary Hank Paulson has been working closely with Fed Chairman Ben Bernanke to craft a systemic response to what has turned into a systemic crisis. In the 27-nation European Union, by comparison, there is no single bank regulator and no mechanisms by which to craft a comprehensive solution that crosses national borders. The result is what Daniel Gros...

Author: /time Magazine | Title: Europe's Bank Scare | 10/2/2008 | See Source »

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