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...government-mandated reimbursements for surgical procedures haven't changed in the last 15 years. "For a standard operation to remove varicose veins, a French surgeon in a hospital gets the same payment of roughly j80 that he did in 1990," Cuq claims. The Health Ministry has offered a 10% fee increase, conceding that the responsibilities of surgeons "have been insufficiently taken into account over the last 15 years." But the surgeons say that's not enough. The dispute is part of a larger government effort to control health-care costs. It's a struggle that's playing itself out across...
...college savings plan. At Upromise.com you get cash back into a 529 by registering credit, debit and grocery-club cards and then spending both online and at brick-and-mortar stores. At EdExpress.com you can save for any education costs--not just college--but you are charged a $24.95 fee annually. No kids? NestEggz.com funnels rebated money into a mutual fund, individual retirement account or money market...
...prices charged by specialty financial planners for the most part aren't higher than those charged by generalists. Although fees vary, expect to spend a yearly retainer of about $4,000. Hourly rates average $150. Some planners charge commissions on investments they sell; they tend to be less neutral in their financial recommendations than fee-only planners, who aren't hawking a product. Planners who manage a portfolio on an ongoing basis charge a small percentage of all assets...
...disabled children, spouses and parents navigate both their finances and the social-service system. Ehlert is trying to create a special designation for other financial advisers across the country who want to work with similar clients. Ehlert's 16-person firm, based in Vernon Hills, Ill., charges an average fee of $2,500 to $3,000 a year. "Most parents take care of their kids through college. I have to provide for my child long after I am gone," says Reeves, 60. "In the special-needs world, you can't take too many risks with your money," says Ehlert...
...many it's a full-time business," says Nigel Embry, who runs Farm Stay UK, a nonprofit body that publishes a directory of farms that take guests. Dairyland Farm World, a farm-turned-theme-park in southwestern England, has gone down the diversification route. For an entry fee of $40 per family, Dairyland offers a milking parlor and a "pat-a-pet" area...