Word: fee
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...mainly use your cell and rarely dial area codes, it might be a smart move. According to Yankee Group research, 12% of phone users ages 18 to 24 get by with cell phones alone. By subscribing only to basic local service, you can lower your monthly land-line fee to $20 or less. Just keep a prepaid phone card around for long distance. In short, buy a plan that suits you, and maybe you'll have more time--but less reason--to complain. --With reporting by Jonah Freedman
...Smythe of Furman University, just over half of the 530 brokers queried said they would recommend B shares for short-term investors, while 53% favored B and C shares for clients with more than $25,000 to invest. Smythe calls this "very disturbing evidence" that brokers are either as fee-befuddled as their clients--or blatantly self-serving. I call it proof that the only investing watchdog you can rely on is yourself. Here's how to avoid a load of trouble...
...contract also stipulates that any guard working over 17.5 hours a week may take two classes for a nominal fee at the Harvard Extension School, that any guard working over 16 hours will receive medical and dental benefits, and that any worker with over seven years of service who goes on short-term disability leave will receive 100 percent of their pay for the time of their absence, McCombe said...
...less risky to boot. As the economy recovers, the yield on T bonds (and highly rated corporate bonds too) will rise, driving down the value of existing bonds. "Over the next few years, this is where people will lose the most money in the market," warns Steve Mintz, a fee-only investment manager in Monroe, La. High-yield corporate junk bonds, though, are somewhat insulated because a stronger economy removes much of their risk. So investors do not demand significantly higher yields...
...high-quality copies, often with bonus features, there are fewer reasons to leave home to see to them. It's just one more way that Paris - alas - is becoming more like other places. Another threat comes from multiplex chains like UGC, Gaumont and MK2, where patrons pay a yearly fee of just over €200 to attend any film, anytime, at cinemas with refreshments and often stadium-style seating in auditorium-size theaters. It's a great bargain for those who see more than a few films per month, but it fosters an allegiance to participating cinemas. Some independents have...