Word: fee
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...promised he could get everyone on his mailing list a credit card even if the person's credit was shot. "These are often targeted to people who are having money troubles," says Grant. She explains that if you reply, Jimmy is likely to ask you for money--"an application fee or a processing fee, or whatever. It's usually hundreds of dollars." Needless to say, once Jimmy has your cash, his motivation to follow through will disappear...
HEDGE FUNDS. These investment vehicles are lightly regulated but can accept only 99 "accredited" investors who have at least $1 million in net worth, excluding home equity. A typical hedge fund charges an annual fee of 1% of assets invested, plus 20% of profits. More hedge funds are opening to those with "just" $100,000 to $250,000 to invest, but these are mainly new funds or those with lackluster performance. One strong exception is JLH Capital Investment, a "market-neutral" fund that requires a minimum stake of $250,000. A similar fund is Gryphon Partners, with...
...completely satisfied with any one of the plans: each would require some kind of monthly premium payment, as well as a deductible of varying amounts. The Senate Democrats' plan, for example, would charge $25 monthly but have no deductible, while the House Republicans call for a $35 monthly fee and a $350-per-year deductible. Prescription coverage specifics are also variable, ranging from the government paying 80 percent of the first $1,000 spent and 50 percent on the next $1,000 (House Republicans) to requiring a co-payment of $10 for generics and $40 for name brand drugs (Senate...
...price of entry, and be paid only in shares or options with long vesting periods. Nothing promotes rigorous oversight like an economic stake. There needs to be a clear definition of "independent" director to exclude those who even indirectly receive any benefit from the company beyond their director's fee...
...code on the Global Access Wireless Database (online at www.shmoo.com/gawd) This will list street intersections for most networks and tell you whether you have to pay for them. Many coffee shops, including Starbucks, charge for Wi-Fi access: $20 a month for unlimited local usage is a typical fee. On the other hand, you can get the same effect by parking near a friendly neighbor's house with...