Word: fee
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...villages are sometimes complicit in the sale of their children. The procurers, says Sompop Jantraka, a leading Thai activist who has saved thousands of girls from being sold into brothels, might be the wives of village heads. Teachers know which children are vulnerable, and some alert procurers for a fee. He has seen pickup trucks full of girls sold to brothels leaving from schools in what is called tok keow, or the green harvest. A police officer is often at the wheel. "This is a war," Sompop says. "A war for our children...
...exclusive provider something. Whatever. They tell me it is one step above an HMO." She could have chosen a PPO--she doesn't know what that means either--but it cost more. On the other hand, her trusted gynecologist isn't in the plan, so she pays his $125 fee out of her own pocket instead of finding a new one who will accept...
...PREFERRED PROVIDER ORGANIZATION: This is a hybrid of managed care, as delivered through an HMO, and the old-fashioned fee-for-service plan. In a PPO, you can go to any doctor you want. But out-of-pocket costs are much higher if you go outside the plan's network of providers...
...FEE FOR SERVICE: This old-fashioned coverage lets you choose your medical provider, then reimburses part of the cost--after a deductible. But it may not cover some kinds of preventive care, including regular checkups...
...CONCIERGE PRACTICES: If you long for the old days of personalized care and don't worry about the cost, this is for you. These plans are offered by doctors, not insurers. For an annual fee of several thousand dollars, you get extra service--home visits, immediate access and even a doctor to accompany you to the specialist--that is not covered by insurance...