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...fresh idea comes from Eric Dinallo, the New York state insurance superintendent, who in a March 3 Wall Street Journal op-ed suggested that insurance commissioners mediate the ratings process, since insurers are among the largest buyers of rated bonds. Regulators would collect a fee from insurance outfits and then use the money to buy ratings for everyone to use. If the ratings proved too rosy over time - or inaccurate in another way - regulators would switch to a different ratings company...

Author: /time Magazine | Title: How to Fix the Credit-Ratings Agencies | 3/23/2009 | See Source »

That idea is similar to one put forth in a recently published book of economic-policy proposals written by professors at New York University's Stern School of Business. Under their system, a company that wanted to have its debt rated would pay a fee to a government-run centralized clearing platform, which would then pick a ratings firm. Firms, again, would be evaluated on the accuracy of their ratings over time. "It breaks the conflict of interest," says Matthew Richardson, a professor of applied financial economics at Stern...

Author: /time Magazine | Title: How to Fix the Credit-Ratings Agencies | 3/23/2009 | See Source »

...Fee For All. Starting May 5, Virgin America will begin charging $15 for each checked bag. Previously, the first checked bag was free. But there is some good news, the airline is lowering its charge to change or cancel flights, from...

Author: /time Magazine | Title: Fast Track to Elite: Double Air and Rail Miles | 3/23/2009 | See Source »

...distribute, and volunteers' shift toward time, not money, is only part of what threatens nonprofit budgets for years to come. Traditional bastions of financial support have plenty of their own problems. Corporations and foundation endowments have been crushed by the stock market. State governments, a key source of fee-based support, are seeing slumping tax revenues. On top of all that, Obama has proposed to reduce tax breaks for wealthy people's contributions...

Author: /time Magazine | Title: Nonprofit Squeeze: Donations Down, Volunteers Up | 3/19/2009 | See Source »

...reason celebrities are famous in the first place is that the movies they make entertain a huge number of people who will pay the $8 ticket fee to watch a two-hour show. When the American people flood the box office with cash, they do so out of a desire to be entertained, not to be preached to. With every ticket they buy, moviegoers aren’t necessarily endorsing the views of the actors they see on the screen. Celebrities are agents of entertainment, not the “elect” who are destined to transform our society...

Author: By James K. Mcauley | Title: A Confederacy of Dunces | 3/16/2009 | See Source »

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