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...audience or credibility problem that confronts today's media, but the "decoupling" of advertising from news. Trends to watch in 2009, it goes on, include desperate and misguided attempts at bankrolling the news industry, including the idea of micro-payments - one-time, monthly or yearly fees for online access, a model that "was already tried and rejected by users early on" - and nonprofit financing, which is doomed to fail because there simply isn't enough funding there to become a sustainable solution. The report's authors instead suggest the news industry should adopt a "cable model" that draws upon...

Author: /time Magazine | Title: The State of the Media: Not Good | 3/16/2009 | See Source »

...loans they already have made and pass them off to an investment bank. Wall Street firms then package these into bonds that pay interest based on borrowers' loan payments. Completing the money-recycling loop, investors buy the bonds, and investment banks pass most of that money, minus a fee, back to the lenders. The lenders can then use that money to make new loans. The process is called securitization, and for much of the past few decades it has worked wonders to fuel our ever growing consumer economy...

Author: /time Magazine | Title: Doubts Raised About Government Plan to Boost Consumer Lending | 3/13/2009 | See Source »

...this year’s program will be about 25 percent lower than last year, partially because of cheaper plane tickets, she said. Funding for the program is raised mostly by student organizers, though contributions from the President’s Public Service Fund at Harvard and the $100 fee from participating students also help finance the trips. Corbin said that the program has had a positive impact on participants in the past, and has inspired many students to pursue careers in public service. “PBHA has struggled with the question of whether these trips make sense...

Author: By Evan T. R. Rosenman, CRIMSON STAFF WRITER | Title: PBHA Spring Break Trip Demand Surges | 3/9/2009 | See Source »

Spirit Charges Customers for Flying. Last week there was talk of RyanAir charging passengers to use the on-board toilet. This week Spirit Airlines announces that it will start charging you a fee to buy a ticket, even when you purchase online. It's $4.90 a pop, listed as a "passenger usage fee" and included in the advertised price of the ticket...

Author: /time Magazine | Title: Across the Board, Luxury Travel Is on Sale | 3/9/2009 | See Source »

...about half-an-hour from Seattle, has for the first time opened its doors to dogs. In the rooms, each of which has a wood-burning fireplace, you'll even fresh-baked dog biscuits and an in-room pet dining menu. There's an additional one-time $50 cleaning fee you'll have to pony up, even if Fido is neat as a pin. Rates start at $229. 6501 Railroad Avenue S.E., Snoqualmie...

Author: /time Magazine | Title: Across the Board, Luxury Travel Is on Sale | 3/9/2009 | See Source »

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