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Medicare is rapidly becoming the last bastion of traditional "fee-for-service" insurance, in which you are free to choose any doctor you want and have any treatment he or she recommends. And even Medicare is experimenting with managed care. For more than a decade, enrollees have had the option of joining an HMO, if one is available in their area. Some 9% are currently signed up. Medicare usually pays the HMO a premium equal to 95% of its average per person costs in the area, adjusted for a few factors like age and sex. Nevertheless, Medicare loses money...

Author: /time Magazine | Title: THE BEST WAY TO FIX MEDICARE | 9/4/1995 | See Source »

...purest form, managed competition would replace Medicare with a voucher good for the purchase of the health insurance of your choice. The government would lightly supervise the available choices. You could choose an HMO, a PPO, traditional fee-for-service medicine or whatever. If your choice cost more than the value of the voucher, you would pay the difference. If it cost less, you might get a rebate. Competition to sign you up is supposed to restrain prices and guarantee quality. The health-care system for federal employees works roughly like this, and it works well. Last year premiums actually...

Author: /time Magazine | Title: THE BEST WAY TO FIX MEDICARE | 9/4/1995 | See Source »

...past, the normal UHS health fee will continue to cover ,emergency dental care to relieve pain or dealwith infections...

Author: By Valerie J. Macmillan, | Title: New Dental Plan Unveiled by UHS | 8/8/1995 | See Source »

...year-long dental plan will cost individual students $115.32. Services are covered up to $1,500, though there is a $10 fee for each office visit. There are also single-semester plans...

Author: By Valerie J. Macmillan, | Title: New Dental Plan Unveiled by UHS | 8/8/1995 | See Source »

...licensed gun dealers, even though these often prove to be major conduits for the diversion of guns to criminals. The bureau's reluctance to investigate dealers has long driven agents to jokingly describe a dealer's license as "the $10 immunity." (Until two years ago, the annual licensing fee was $10.) A series of standing ATF orders closely choreographs all such investigations and requires that they be monitored from ATF headquarters in Washington. "You have to jump through six hoops of fire," says Kubicki, the agents' association counsel. Says Phil McGuire, a former ATF deputy director: "There's no question...

Author: /time Magazine | Title: ATF UNDER SIEGE | 7/24/1995 | See Source »

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