Word: fees
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Dates: during 2000-2009
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...church could design a universal health-care plan for the country, it would allow - but not require - insurance companies to provide coverage for practitioners, nurses and nursing facilities. During the 1980s, when fee-for-service plans were more prevalent, Davis says Christian Scientists had riders that allowed them coverage with more than 300 carriers. But with the rise of health maintenance organizations (HMOs), they have found it more difficult to convince insurance companies to cover their "spiritual care...
...Richard Thaler and legal scholar Cass Sunstein, who now heads the White House Office of Information and Regulatory Affairs, think we should go even further. In their book Nudge, they sketch a system in which once a year credit-card companies would be required to break out all the fees, interest and other charges customers paid over the past 12 months. That information would come on a person's statement as well as electronically for easier comparison shopping. "By knowing their precise usage and fee payments, customers would get a better sense of what they are paying for," write Thaler...
Lost Book Replacement Fee...
...cover the administrative costs associated with replacing lost library books, the Harvard College Library is instituting a non-refundable billing fee in addition to the replacement cost already charged when a book is lost...
...affordable universal system can be devised. Part of the answer is implicit in the electronic medical-records system that Obama has proposed: it will be easier to determine which treatments are cheaper and more effective. The other part of the answer involves an essential change in Medicare, from fee-for-service to a managed-care system that decides whether a hip replacement is necessary for a terminal cancer patient. Since most of the baby boomers about to enter the Medicare system have been living with managed care for the past 20 years, a gradual transition may not be impossible...