Word: fees
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...think about a Wal-Mart Bank with ATMs, branches and tellers. Jane Thompson, who would be chairman of Wal-Mart Bank, says the new bank would have a "very narrow role." Currently, every time a customer swipes a credit or debit card, Wal-Mart pays a fee to a bank for watching over the money for those few seconds as it moves between the customer's account and Wal-Mart's. By using its own bank, the company will save fractions of a penny on each transaction, yielding $5 million to $10 million a year, which it says...
...real threat to banks, say Wal-Mart supporters, is that the company might someday attack the financial industry's juicy fee structure. Even a critic like Jorde concedes that if Wal-Mart were to offer savings accounts and consumer loans at its usual rock-bottom prices, "the cost of banking services would decline, and consumers would say, 'This is great.'" Wal-Mart would also be in a good position to reach the 10 million households in the U.S. that don't use a bank account, says John Caskey, a professor of economics at Swarthmore and expert on the "unbanked...
What are the rewards of working on a little film like Akeelah when you're not getting a big fee...
...more than $6,000 in costs for applications, the MCAT, test prep, and travel costs for interviews, according to students and advisers. While some resources are available for undergraduates from low-income backgrounds, including loans from the Harvard Financial Aid Office, many applicants do not qualify for application fee waivers and medical schools do not offer financial aid for students not yet enrolled. These expenses can be constraining—both on students’ checkbooks and on the number of medical schools to which they apply.“From my own background as a student with...
...situation as it stands is ambiguous and unsettling. We hope that in the coming weeks, the College and the UC can hammer out a long term plan for financing the social programming board—whether that will include continued reliance on gifts, a stake in the current termbill fee, or the building of a social programming endowment needs to be made clear. In the interim, the UC will have roughly $70,000 extra to spend that previously went toward CLC social programming. We are glad that House Comittee’s and student groups are bound to benefit from...