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...What's more, a new "Adverse Market Fee" recently instituted by lenders for borrowers with less than perfect credit (regardless of the market) could raise the cost of a loan another half a percentage point - or an additional $70 a month on that same $200,000 loan - for nearly 20% of Americans. "For individuals looking to buy a home this is going to be just one more obstacle in their way," says Barry Ziggus, who tracks housing issues for the Consumer Federation of America...

Author: /time Magazine | Title: The Bank Bailout's Side Effect: Rising Mortgage Costs | 10/16/2008 | See Source »

Hedge funds typically charge investors 1% of their money each year, as well as a performance fee of 20% of the fund's annual gains. That can be a lot of money. For example, the average hedge fund rose nearly 12% last year. That means someone who invested $1 million - often the minimum - in an average hedge fund last year would have made $120,000 but would have paid back $34,000 in management fees...

Author: /time Magazine | Title: Hedge Funds: How the Smart Money Looked Dumb | 10/15/2008 | See Source »

...remind you that shrinkage will occur. Halloween on the Harbor at Georges Island From Saturday, October 25 to Sunday, October 26, a Halloween-themed Fort Warren will be open for tours, as will the national park and beaches. The festival and activities are free although there is a $14 fee for the ferry ride. Tougas Family Farm The farm is open every day from 10 a.m. to 5:30 p.m. for apple picking, pumpkin picking and caramel apples. Wagon rides are provided on weekends and half a bushel of apples costs $25. The farm is 40 minutes from Boston...

Author: By Mark J. Chiusano, CONTRIBUTING WRITER | Title: A Cheap Date: Dead, Falling Leaves | 10/15/2008 | See Source »

...income.Fitzsimmons, explaining why Harvard passes on the National College Match Program, said that the College’s current outreach to low-income students was at its maximum and, in turn, produced a “very, very strong applicant pool.” Fitzsimmons also said that the fee colleges must pay in order to participate in the program is a deterrent. “That amount of money you pay to a program is money that could go into financial aid,” he said.Though lacking concrete figures, he said he knew...

Author: By Lingbo Li, CRIMSON STAFF WRITER | Title: Overlooking QuestBridge Applicants | 10/15/2008 | See Source »

...Fee Fall. While most airlines are nickel and diming their passengers, in a bit of refreshing news, Qantas is cutting fees. Since the cost of fuel has dropped, you'll pay less in fuel surcharges, which are normally tacked onto fares: They'll go down $20 on Qantas flights from Australia to Europe, and $10 from Australia to the U.S. It's not much, but when's the last time you remember an airline saving you money...

Author: /time Magazine | Title: Travel News: Italy Promises Star Ratings for Hotels | 10/10/2008 | See Source »

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