Word: fees
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...reason the card industry is free to raise prices on existing customers at any time and for any reason is tied to deregulation, which began in banking in the 1970s and effectively eliminated caps both on interest and fees. Thanks to mergers and consolidation, the top six card issuers?Bank of America, JPMorgan Chase, Citigroup, American Express, Capital One and Discover?now float about 75% of all outstanding credit-card debt, according to The Nilson Report. Consolidation allows competitors to be less competitive: from 1995 to 2005 the average late fee soared 162% from $12.83 to $33.64, according to CardTrak.com...
...attend a screening party hosted by the Texas Democratic Party at the Austin Hyatt Hotel, state party officials said, and they have dangled the possibility that the candidates might drop by after the debate. But many grassroot supporters say they cannot afford the $50 admission fee. "I don't understand the mentality to charge money like that - I mean we are the party of the people," Davis said. "I don't want to be critical and I know they have tough decisions to make.. .but this is almost like a rookie mistake." Davis said the furor over the debate...
...unusually officious post offices with Kalashnikov-armed guards outside. Consulates close unexpectedly on both native and foreign holidays, take long lunch breaks and confiscate your cell phone at the door. And then they turn you away because you’re one dirham short of the ?70 passport renewal fee. Some of the officials who work there, behind the dreary glass screens, are, no doubt, delightful people. But there’s little they can do: Their job amounts to nothing more than glorified rule-book recital...
...here comes the Grinch. Spurred on by mounting criticism over what many see as unfair special treatment for rich foreigners, the British Treasury has announced that the fun is over. Along with a new 18% flat rate for capital-gains tax, the government is proposing an annual fee of around $60,000 for any foreigner who lives in the country for more than seven years, and wants the tax man to keep his hands off their non-British assets. Anyone unwilling to stump up that fee will have to pay taxes like everyone else. While the superrich may grit their...
...will pull up stakes when the new rule kicks in on April 6. Britain's wealth managers are more pessimistic, predicting that nondoms will leave in droves, taking billions out of the economy and affecting everything from property prices to spending on luxury goods. The annual fee isn't official yet, and won't be until after Feb. 28 - the final day of the "consultation" period in which the Treasury will listen to arguments for and against it. But the consensus is that the law will pass. Already, says Paul Knox, a wealth adviser at JPMorgan Private Bank, "there...