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Carolina Lombardi, a senior attorney at Legal Services of Greater Miami Inc., which is mentoring some of the UM fellows, says foreclosure defendants also need attorneys to help them fend off all-too-frequent lender practices like exorbitant escrow claims. "Homeowners who have lawyers are usually prevailing in those cases," says Lombardi. But she notes that unless homeowners fall below the federal poverty line ($22,000 for a family of four), they can't qualify for the free legal aid that agencies like hers provide. That creates an obstacle for most foreclosure defendants, who aren't impoverished but because...

Author: /time Magazine | Title: Where Are All the Foreclosure Lawyers? | 10/24/2009 | See Source »

This hearty grain salad has all the components to help you fend off the monotony from the charming recession-inspired food options. Using seasonal ingredients from our own dining halls, it can be super delicious and filling...

Author: By Francesca T. Gilberti, CRIMSON STAFF WRITER | Title: Seasonal Superfood Salad | 10/15/2009 | See Source »

...results that were announced in September. But because this particular vaccine comprised two older vaccines that were given in six doses over a six-month period - in what is referred to as a prime and boost regimen, in which the early shots prime the immune system to fend off HIV and the follow-up shots boost the body's immunity - some volunteers became infected with HIV before receiving all six shots, rendering them ineligible to complete the study. Had the study been designed to license the vaccine, researchers would be aiming to study how well the complete set of inoculations...

Author: /time Magazine | Title: Behind the Rising Doubts About Hailed AIDS Vaccine | 10/13/2009 | See Source »

...burden in metro Manila by shifting certain businesses and government offices to areas outside the dense capital region. But the challenge facing the Philippines and other poor Asian countries is one of resources. Most Southeast Asia nations budget around 2% or 3% of their GDP for infrastructure development. To fend off such disasters in the future, Jain says that figure ought to be closer to 5% or 6%. It's a deficit that few governments can afford to make up overnight...

Author: /time Magazine | Title: The Manila Floods: Why Wasn't the City Prepared? | 9/29/2009 | See Source »

...insurance market is dominated by one large firm, pays some of the highest premiums in the country, and they are rising nearly four times as fast as wages are. Much of that is falling on the small businesses that are the heart of the state's economy. Left to fend for themselves, they do not have the clout it takes to negotiate lower rates...

Author: /time Magazine | Title: Seducing Olympia Snowe: The Key to Health Reform | 9/25/2009 | See Source »

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