Word: fewer
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Dates: during 2000-2009
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...mortgage. Now the FHA has resumed its old role by propping up the housing market, since private lenders began shunning all but the least-risky loans. The FHA doesn't lend directly but rather entices lenders do so by agreeing to cover any losses. The FHA stood behind fewer than 3% of new mortgages in 2006. In 2009, just three years later, the FHA insured nearly 30% of home purchases and 20% of refinances...
...over the past 12 months. In a way, that's a boon, since lenders have tightened their standards and as a result have sent higher-quality loans to the FHA. During the housing boom, more than a third of the loans the agency insured went to subprime borrowers; today, fewer than...
...ownership. The FHA was never meant to be the primary way America finances its home-buying. As it did in other times of real estate stress, the FHA steps in when needed. But now it might be time to start talking about an exit strategy - even if that means fewer people wind up buying homes...
...consider that it has cost the country an estimated $27 billion in lost tax revenue over the past decade. With unemployment levels now topping 10% in the U.S., the economic benefits of foreign travel have never been more urgent, yet visitors have never been scarcer. "We're welcoming fewer and fewer visitors every year," laments Geoff Freeman, senior vice president of public affairs at U.S Travel, the nation's leading travel industry advocacy group...
...haunt us." But Senator Dorgan counters that $10 is far lower than similar fees - ranging from Ireland's $14 entry tax to the U.K.'s whopping $100 - paid by Americans when they travel abroad. And with a mere 35 countries that would be required to pay the fee, fewer than 30% of foreign travelers will be affected...