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...Hope for Homeowners, to help borrowers stay in their houses. It went into effect this month, but analysts warn that it won't stop the rise in foreclosures. An April report from the Congressional Budget Office (CBO) estimated that banks would refinance only about 400,000 home loans, possibly fewer. And in recent congressional testimony, officials from JPMorgan Chase said only about $2.5 billion of its home loans (some 14,000 borrowers) of the $845 billion in home loans it services would qualify for the program. Worse, warns the CBO, nearly one-third of borrowers who qualify...
...past decade has been something of a Martian era of space exploration. Since 1996, the U.S. alone has launched no fewer than nine spacecraft Marsward, and seven have arrived in one piece--an extraordinary success rate for a planet that historically had been a bit of a graveyard of failed missions. Currently, six ships--five American and one European--are at work on Mars, and a handful of others sleep peacefully on the surface or orbit silently above, their missions completed and their systems exhausted. While a lot of the work the spacecraft do is the quiet business of spelunking...
...banks have slammed on the lending brakes because they have lost so much money on subprime mortgages and securities tied to real estate, the entire $14 trillion U.S. economy is piling up behind them. Tighter lending means fewer firms can expand their business; cities can't sell bonds to build schools and sewer systems...
...Groton—which maintains even today an effective classical language requirement—ensured its graduates had substantial exposure to both languages. Harvard even retained its admission requirement of three years of Latin, or two of Greek, well into the second half of the twentieth century.In 2007, fewer than 40 students counted the Classics as their concentration, and expectedly only a slim number of those outside the department included any study of Greek and Latin among their coursework. This dearth of classical learning at the nation’s most prestigious university is no doubt lamentable—especially...
Leibensperger had previously found that as a side effect of global warming, increased greenhouse gases have led to fewer cold fronts that “sweep away pollution,” making the emissions reductions in the past 30 years less effective...