Word: files
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Dates: during 2010-2019
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...insurance market are not very strict. Insurers are free to set whatever rates they want, so long as they spend 70% of premiums paying claims, a threshold that's lower, for example, than those in Washington, New York and New Jersey. California is also what's known as a "file and use state," meaning insurers can increase rates in the individual market without state approval. The state can later act to rein in rates or revoke an insurer's license, but this rarely happens. Most states, on the other hand, are "prior approval states," in which insurers need state permission...
...Senate, the White House has been forced to make a midterm correction and attempt to resuscitate the idea of the bipartisan coalitions that candidate Obama once promised. The response to the President's overtures has mostly been cool. Across the board, the GOP leadership, more moderate rank-and-file members, talk-radio hosts and Tea Party activists all agree: stay the course, hope Obama's job-approval numbers sink further and then seize back power when the time is ripe...
...pound, than concrete. In December, Ross completed what is believed to be the first structure made entirely of mushroom. (Sorry, the homes in the fictional Smurf village don't count.) The 500 bricks he grew at Far West Fungi were so sturdy that he destroyed many a metal file and saw blade in shaping the 'shrooms into an archway 6 ft. (1.8 m) high and 6 ft. wide. Dubbed Mycotectural Alpha, it is currently on display at a gallery in Germany...
...here at the invitation of the paramilitary Frontier Corps, the front-line force in the battle against the Pakistan Taliban, to help improve its poor counterinsurgency capability. In 2008, Washington dispatched 100 military personnel to train Pakistani officers, who would in turn pass on their skills to rank-and-file soldiers; but local sensitivities precluded the Americans from being given direct access to the troops. As U.S. special envoy Richard Holbrooke told reporters in Washington, "There is nothing secret about their presence there...
...truly don't know how I feel about this. It might be genius. Maybe most users are more confused by Finders and File Explorers than I've realized. But I can't help thinking that if the iPad really wants to be a device that you might take on a business trip instead of the laptop, it's going to need a little more document-centrism. By a wide margin, the most disappointing element of the user interface, or UI, is the home screen, which is virtually unchanged from the original iPhone UI. (The iPad is far, far more than...