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...returns--and it always does--companies are promising long-lasting change. This time around, they'll handle it differently, they say. Banks are stuffing their boards with risk experts. Trade groups are circulating white papers on the need for risk-adjusted compensation all the way down to rank-and-file employees. In the future, we're told, decisions at firms like Citigroup and UBS about what lines of business to pursue will be made with more of an eye to how much risk comes along with the profit. Merrill Lynch's running into the arms of Bank of America...

Author: /time Magazine | Title: Reassessing Risk | 11/5/2008 | See Source »

...While this action satisfied NEOCH, Ohio Republicans want Brunner to go even further. Their complaint alleges that Brunner's directive remains ambiguous without enough details on how to match signatures on provisional ballots with voter information on file...

Author: /time Magazine | Title: Election Day Dispatches: It's Morning for the Kenyan Obamas | 11/4/2008 | See Source »

Election Protection threatened to initiate lawsuits early Tuesday as the first reports of irregularities flowed into its office. But by nightfall, officials said they were more interested in working out voting kinks with local officials than in taking them to court. John McCain's campaign did file suit in Virginia, contending that the state's counties failed to send absentee ballots to military personnel early enough for them to vote on time...

Author: /time Magazine | Title: Despite Improvements, Still Problems at the Polls | 11/4/2008 | See Source »

...Hagan, who has been a Sunday school teacher and is a regular church-goer, fired back Wednesday. "This is a fabricated, pathetic ad," she said, "How dare she attack my faith. Is Elizabeth Dole that desperate to keep this Senate seat?" A day later, Hagan actually filed a defamation suit against Dole over the ad; the Republican's campaign responded by saying that it stands by the ad and that "This lawsuit is frivolous, and we will file a motion to dismiss." The most cutting comment on the entire flap came from high-octane Republican consultant Alex Castellanos, who said...

Author: /time Magazine | Title: Races to Watch: Dole's Hail-Mary Ad in North Carolina | 11/3/2008 | See Source »

...come in 2008 alone, leading many to wonder if the database has been able to keep up. And Florida's spiking home foreclosures spell the risk of thousands being stricken from the rolls simply because their new address (or lack of one) suddenly doesn't match what's on file. Voters removed from the rolls get a provisional ballot that county elections supervisors are supposed to verify later; but in 2004, Florida ended up counting only 36% of the provisional ballots cast, far below the national average...

Author: /time Magazine | Title: Can Florida Avoid Another Election Day Meltdown? | 11/3/2008 | See Source »

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