Word: firmness
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...banks' margins are squeezed, there's one other looming consequence: higher fees. "They've got to do something to remain profitable," says Rick Barham, CEO of Market Rates Insight, which tracks pricing trends for financial institutions. His firm is being flooded with requests for fee studies - competitive overviews of how much other banks are getting away with charging customers for things like bounced checks. Many banks are moving to a tiered fee structure. The first time you overdraw your account, you might be charged $28, but do it again and the penalty becomes...
...authority to make the changes in VEBAs and the jobs bank, he does not have the same authority to change other aspects of the existing contract without a vote by active workers. For example, according to William C. Andrews, managing director of the automotive advisory group at the consulting firm of BBK in Southfield, Mich., the UAW membership holds an effective veto over any "prepackaged" bankruptcy - which must be approved by all parties before it is filed, as opposed to a regular bankruptcy, in which the judge can change labor contracts - while the union retains the right to strike...
...November alone, pension plans lost about $130 billion, marking the second consecutive month of record declines, according to a new report from Mercer, the financial consulting firm. The companies Mercer studied - those in the Standard & Poor's 1,500 index, which includes household names like 3M and Coca Cola - reported their pension plans ended 2007 with a $60 billion surplus. So the swiftness of this year's decline is astonishing. (Read "Is It OK to Pray for Your...
...Working with Harvard’s Office of Technology Development, Ramanathan created SiEnergy, a spin-off that received $500,000 last year from Allied Minds, a venture capital investment firm that focuses on innovative early-stage technologies, to develop their low-temperature fuel cell technology...
Barack Obama won the White House with a firm promise to put an end to what critics called the Bush Administration's use of torture on terror suspects. But as the President-elect prepares to take office, his team is quickly learning that even on such a seemingly black-and-white issue, effecting change in Washington is never as simple as it sounds on the campaign trail...