Word: firmness
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...Community Academy, financial education starts in kindergarten with books like A Chair for My Mother (the moral: if you want to buy something, save money first) and quickly becomes hands-on. Each entering class at Ariel - a K-8 public school that has partnered with a local money-management firm since the mid-1990s - is entrusted with a $20,000 investment portfolio, and by seventh grade, kids are deciding what to buy and sell (profits help pay for college). Last year, for the first time, the eighth-grade class graduated with less than the original $20,000. Talk about...
...when she understands, she will forgive me," the press release said. Nuh-uh. For a doozy like that, you have to front up personally, say the experts. "I can't emphasize enough - the tone of voice is the most important element," says Mike Sitrick of the p.r. firm Sitrick and Company. "This is an art, not a science...
...making an actual forecast. Their study is more of a thought experiment that includes a long list of necessary oversimplifications. "We're not projecting changes in population, property values, building codes or zoning regulations," says lead author Ross Hoffman of Atmospheric and Environmental Research Inc., a private firm that does climate and ocean modeling, among other things, for companies and government agencies. "We're simply asking, If nothing else changed but sea level, what would the effect be on property damage...
...company says European drinkers have been gradually switching to wine and spirits in recent years, causing sales of beer to decline sharply. In beer-loving Belgium, the problem has been particularly acute: beer sales plummeted 20% from 2000 to 2008. One reason for this, according to the market-research firm Euromonitor International, is that the Belgian population is aging and thus less likely to go out to bars to drink. And the trend shows little sign of reversing. Fifty years ago, the average Belgian drank 118 liters of beer a year. Today, the figure is 86 liters...
...Vietnam abandoned a centrally planned, Soviet-style economy back in the 1980s but remains under the firm control of the Communist Party. Reforms helped Vietnam grow at breakneck speed, with several consecutive years of 8% growth - a rate only slightly behind China's - that lifted millions out of poverty. Economic liberalization, however, has not been accompanied by similar political freedoms. While Vietnam continued to grow and its citizens prospered, there was little groundswell of support for multiparty democracy. But the recent economic downturn, coupled with several high-profile corruption scandals where officials have been caught with their hands...