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...analysts say those won't be nearly enough to make up for the hundreds of billions of dollars that the funds are down. "The losses should concern every investor because these are supposed to be the smartest guys out there," says Charles Gradante, co-founder of hedge-fund advisory firm Hennesse Group. "If they can't manage their investments, how is an average person with a 401(k) supposed to cope...

Author: /time Magazine | Title: Hedge Funds: How the Smart Money Looked Dumb | 10/15/2008 | See Source »

...thirds of the gross national product. "Retail sales is the most important number because it doesn't gauge reactions, but gauges what consumers are doing and it's a good indicator of actual spending," says Michael Englund, chief economist for Action Economics, a bond and currency market consulting firm. "The good news for households is that food and energy prices are falling, although some might see this as a weakness in demand and a sign the economy is slowing." Englund says the drop below August's sales levels are mostly due to extremely weak auto sales, as people have...

Author: /time Magazine | Title: Four Reasons the Markets Are Still Troubled | 10/15/2008 | See Source »

...goes according to plan, the sort of carefree dishing out of credit that marked the financial sector - and which both underlay the banking crisis and helped to propel Europe's economies - is history. "There won't be a return," says Jean-Marc Franceschi, a banking specialist at law firm Hogan & Hartson in Paris. "It will never be like it was before...

Author: /time Magazine | Title: The Economy's Perilous Waters | 10/15/2008 | See Source »

Dublin, Ireland Inside a black-and-white half-timbered building in central Dublin late last month, some 9,000 people - from plumbers to bankers - gathered with a common purpose: finding a new job. Almost all "were skilled, professional people," says Stephen McLarnon, who runs the firm that put on the event, and they were "looking to make a committed move." And a long-distance one. At the Down Under Expo, a forum for recruitment agencies and immigration officials, the prize for job hunters was a new start, not in Ireland, but in Australia or New Zealand...

Author: /time Magazine | Title: Postcards from Europe's Financial Bust | 10/15/2008 | See Source »

...said. Students’ responses to the debate were as varied as their reasons for attending. Lisa J. Miracchi ’09 came to the event looking for reassurance of her current political views. “I am a queer person oncampus and a firm supporter of Barack Obama, but I’ve been really disappointed in him on this issue,” she said of gay marriage. “I wanted to hear a defense of him because I don’t think he has been as forward as he should...

Author: By Nayeli E. Rodriguez, CRIMSON STAFF WRITER | Title: LGBT Party Representatives Advocate for Candidates | 10/15/2008 | See Source »

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