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Also, up to $14 billion of TARP funds will be used to provide subsidies to lenders and loan servicers who agree to write down at least 10% of a first mortgage; the combined value of first and second mortgages can be no greater than 115% of the current value of the home. The new monthly payment cannot exceed 31% of the homeowner's income. Investors in the loans would clearly take the up-front hit, but the risk of future default on the modified loan would be transferred to the government...
Lawrence Yun, chief economist with the National Association of Realtors, believes the proposal only partially addresses the housing industry's problem. Although it may help reduce foreclosures, it does nothing to stimulate demand for homes. "Stabilizing housing involves two parts. First is to raise the demand so that it eats into inventory. Second is to reduce supply, which means lessening foreclosures. This plan addresses the second. I hope it works better than prior foreclosure-mitigation plans...
...thing is having the right zone mentality, making sure that you’re patient,” Tillman said. “When teams run zone, they want you to be impatient and then take a rushed shot instead of really looking for the best shot, not the first shot...
...extra time to relax will be especially important given that the squad will have to contend with one of Ivy League’s premier attackers in Dartmouth senior Ari Sussman, a first team All-Ivy selection two years...
Parents may need to monitor their newborn baby’s weight gain carefully, as part of an ongoing Harvard Medical School study found that significant weight gain during the first six months of life may put a child at risk for obesity by age three...