Word: firstness
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Nonetheless, for now, Moynihan seems to be making more friends than enemies. So far, his boldest moves have to do with consumers. First of all, in February, the bank stopped charging customers overdraft fees on debit-card purchases they couldn't afford. Instead, when someone doesn't have enough money in their account to cover the purchase, Bank of America simply declines the transaction...
Then in late March, the bank became the first major lender to say it would reduce loan balances of homeowners who owe more than their property is worth. Most other banks have only been willing to lower interest rates. Writing down loan balances for such "underwater" homeowners, while costly for the bank, gives borrowers more incentive to stay current on their mortgage. The Bank of America program, which has won praise from consumer advocates, could help as many as 45,000 borrowers reduce what they owe by $3 billion. "Bank of America is to be commended for launching a program...
...talk about the ones who don't. You say that one gene in particular - which scientists first started studying in voles - may play a role in infidelity. It's called the vasopressin receptor gene. The prairie vole, which is monogamous, bonds with one female for life, even if he's presented with other, fertile females. His cousin, the montane vole, is kind of a hit-and-run guy. He doesn't stick around at all. Scientists found that the montane vole had a short version of the vasopressin receptor gene, and the monogamous one had a long version...
Originally the precursor to the modern museum, cabinets of curiosities or wonder rooms displayed a hodge-podge of objects that drew from domains as diverse as natural history, geology, archaeology, ethnography, and fine art. The British Museum, which opened in 1759 and was one of the first public museums, was construed from the very beginning as a “universal museum” with a collection that included art, applied art, archaeology, and anthropology...
...surprised to encounter billowing folds of saffron fabric and monks offering bowls of rice to passers-by. But there’s no need to worry—you’re still in Cambridge. These exotic additions are all a part of this year’s Arts First festival...