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...tuck away some extra cash just in case, because if a hurricane hits, your deductible could be higher than you expect. In coastal areas prone to high wind exposure, your deductible may be based on a percentage of your home's value, usually 1% to 5%, instead of a flat $500 or $1,000 deductible. So, for example, if you have insured a $300,000 house that has a 2% deductible up front for any qualifying wind event, your out-of-pocket expenses would come...

Author: /time Magazine | Title: Money: Shelter from a Storm | 8/30/2004 | See Source »

Striking roughly 1 in 500 men (it's less common in women), pancreatitis is an inflammation of the pancreas, a long, flat gland that lies behind the stomach and produces digestive juices and enzymes. These don't normally become active until they're released into the small intestine. But if the pancreas becomes blocked they can activate within the gland, triggering what Smith calls a type of "auto-digestion" that causes severe pain and sometimes fever, nausea and raised blood pressure. A key part of early treatment is to ensure the patient eats and drinks nothing - often...

Author: /time Magazine | Title: More Pain Than Politics | 8/25/2004 | See Source »

...COKE'S FLAT TONES...

Author: /time Magazine | Title: World Briefing: Aug 23, 2004 | 8/23/2004 | See Source »

...Coca-Cola didn't have enough trouble with flat sales volume in the U.S., its fledgling online-music business in Europe is also losing fizz. In Britain back in January, the soft-drink company inaugurated Mycokemusic.com which has so far sold about 530,000 tunes for $1.46 to $1.84 a pop. But then in June, Apple launched iTunes in Britain, France and Germany, offering a wider selection of songs for less money ($1.44 each). In its first week in Europe alone, iTunes sold 800,000 tracks. Napster and the Sony Connect store also have competing music sites, and WalMart...

Author: /time Magazine | Title: World Briefing: Aug 23, 2004 | 8/23/2004 | See Source »

...Phelps belly flops, he will still come home a millionaire, thanks to his many endorsement deals. But the same is far from true for the 300 or so athletes who will leave the Summer Games with a gold medal. Compete in one of the less popular sports--one-man flat-water canoe, anyone?--and the ultimate prize for athletic achievement could be worth little more than what you can hock it for on eBay. "It's not the gold medal where the value lies--it's the neck it hangs around," says Dean Bonham, a sports-marketing consultant in Denver...

Author: /time Magazine | Title: Olympics: Gold Mining | 8/23/2004 | See Source »

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