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...President George W. Bush to run the reconstruction effort, said last December, "The Federal Government is committed to building the best levee system known in the world." As of right now, the Corps plans to spend $6 billion to make sure that by 2010, the city will (probably) be flooded only once every 100 years. That's not close to the best in the world. The Netherlands has a system designed to protect populated areas against anything but a 1-in-10,000-years flood. Alternatively, the Corps could build 1-in-500-year protection for the city, but that...

Author: /time Magazine | Title: Why We Don't Prepare for Disaster | 8/20/2006 | See Source »

...unfair, but this is the reality New Orleans leaders should be talking about. In a TIME poll of 1,000 Americans taken this month, 56% said they did not think all of New Orleans should be rebuilt if it might flood again. But in New Orleans, a city cut through with racial distrust and anger over the Corps' faulty levees, the same conversation is laced with suspicion. There is enough high ground in New Orleans for the city to relocate the entire pre-Katrina population more safely. The mostly African-American Lower Ninth Ward could still exist; it would just...

Author: /time Magazine | Title: Why We Don't Prepare for Disaster | 8/20/2006 | See Source »

...Miami came in first. But in a June survey measuring the readiness of 4,200 insured homeowners living in hurricane zones, New Yorkers came in second to last. They had taken only about a third of eight basic steps to protect themselves from a major storm (such as getting flood insurance or putting together a disaster evacuation plan...

Author: /time Magazine | Title: Why We Don't Prepare for Disaster | 8/20/2006 | See Source »

...entire city should not be rebuilt after Katrina. They were quietly counting on the Federal Government to play the heavy. FEMA was expected to release new building rules for the first time since 1984. The rules would determine which areas and structures the Federal Government would insure against floods. Everything else would be lost, and the feds would be the perfect scapegoats. In April FEMA released its new guidelines. But instead of banning development in areas that are extremely likely to flood again, FEMA blinked. The major new requirement was that some houses be built 3 ft. off the ground...

Author: /time Magazine | Title: Why We Don't Prepare for Disaster | 8/20/2006 | See Source »

Nationwide, only 20% of American homes at risk for floods are covered by flood insurance. Private insurers largely refuse to offer it because floods are such a sure thing. In certain flood-prone areas, the Federal Government requires people to buy policies from the government's National Flood Insurance Program to get a mortgage loan. But the program has never worked even remotely as insurance should. It has never priced people out of living in insanely risky areas. Instead, too few places are included in the must-insure category, and premiums are kept artificially low. This year, despite brave talk...

Author: /time Magazine | Title: Why We Don't Prepare for Disaster | 8/20/2006 | See Source »

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