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Last fall, soon after Congress decided it would spend $700 billion to shore up the nation's flailing financial system, about 100 shareholders of Reunion Bank of Florida gathered for a party. Over crab fondue and London broil, they toasted the start of their spanking new bank. It had been decades since a locally grown bank had opened in Tavares, an old citrus hub about an hour by car from Orlando. "We had folks drive from 45 miles away," recalls Reunion co-founder and CEO Mike Sleaford. "Everyone was so excited...

Author: /time Magazine | Title: While the Giants Reel, Many Small Banks Are Thriving | 3/12/2009 | See Source »

...amid all that carnage, there's celebration too. The industry as a whole may be reeling from bad loans and investments, but start-ups like Reunion don't have to wrestle with those problems. Entrepreneurs like Sleaford, even in hard-hit Florida, are setting up shop with completely clean balance sheets. They've got millions of dollars in fresh capital to write loans - and to pursue borrowers cast aside by banks focused on mopping up the mess from the years of excess. "New banks see people having a tough time getting loans, plus their funding costs are cheap since rates...

Author: /time Magazine | Title: While the Giants Reel, Many Small Banks Are Thriving | 3/12/2009 | See Source »

...have to hold their nose to vote for it. And now that they have the country's financial woes laid out before them, next year they are hoping to take out the knives. "At least this way people see the magnitude of the problem," says Representative Allen Boyd, a Florida Democrat and one of the leaders of the Blue Dogs. "You can't solve a problem until you are willing to admit what the problem is and put it in your plan...

Author: /time Magazine | Title: Can Obama Keep Moderate Dems in Line on His Budget? | 3/11/2009 | See Source »

According to the new report, the states with the highest number of homeless children in the period studied were Texas (337,105), California (292,624), Louisiana (204,053), Georgia (58,397) and Florida (49,886). The states reporting the smallest populations of homeless children: Wyoming (169), Rhode Island (797), Vermont (1,174), North Dakota (1,181), and South Dakota (1,545). However, the report also ranks the states according to parameters that go beyond their share of homeless children, factoring in, among other things, incidence of such health conditions as asthma and tooth decay. With that framework, Connecticut, New Hampshire...

Author: /time Magazine | Title: Report Says 1 in 50 U.S. Kids Is Homeless | 3/10/2009 | See Source »

...Harvard softball team (6-3) rode its stout defense and timely hitting to an impressive 4-1 record at the Miken Classic this weekend at Florida Atlantic University in Boca Raton, Fla. After opening the Classic with a Friday sweep, the Crimson rebounded from a tough 1-0 loss to Central Michigan (3-7) to defeat Ivy foe Columbia (0-5) and Florida Atlantic (13-12). “We set some pretty strong goals for this weekend, and I think this tournament has been great,” Harvard coach Jenny Allard said. “We don?...

Author: By Colin Whelehan, CONTRIBUTING WRITER | Title: Harvard Nearly Perfect in Five-Game Classic | 3/9/2009 | See Source »

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