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...government assistance. On Thursday, though, the firm said it had applied to receive TARP funds. The company's shares rallied on the news to a recent $1.98. Colonial, based in Montgomery, Ala., is one of the nation's largest regional banks, with more than 340 branches in Alabama, Florida, Georgia, Nevada and Texas, and $16.8 billion in customers' deposits...

Author: /time Magazine | Title: Banks Left Out of TARP Bailout Could Face Extinction | 11/13/2008 | See Source »

...Colonial made a lot of loans in the past few years to residential builders, particularly in Florida, many of which have now gone bad. As of the end of September, Colonial had $678 million in so-called nonperforming loans, which means the borrower is no longer paying interest. Fitch Ratings recently downgraded the bank to a credit rating of BBB-, which puts Colonial's debt just above junk. "From an overall capital perspective, they are all right, but Colonial is exposed to residential construction in problematic markets," says Fitch analyst Ken Ritz. "The risk profile of the company's loans...

Author: /time Magazine | Title: Banks Left Out of TARP Bailout Could Face Extinction | 11/13/2008 | See Source »

...Florida Pimp My Space Station NASA announced that the International Space Station, 220 miles above Earth, is being expanded into a more comfortable, greener home for the six astronauts who will be living there by spring...

Author: /time Magazine | Title: The World | 11/13/2008 | See Source »

Even moderate Republicans like Nat Reed, a prominent Florida environmentalist and former assistant Secretary of the Interior, fear Crist and company "are going to have a struggle getting the right wing of the party to concede that the country is only moderately conservative now." But Reed adds that in order to survive - especially if Obama and the Democrats can somehow navigate the country out of the current crisis - the GOP needs to recognize that a growing number of the governors gathered in Miami this week won their statehouses by steering away from the rabid right. In 2005, Crist, then Florida...

Author: /time Magazine | Title: Can Republican Governors Rebuild Their Party? | 11/12/2008 | See Source »

Many McCain backers like to say that the Republican nominee underperformed in Florida not because his message was off but because Crist didn't support him enough. But the evidence doesn't point to that. After all, Crist refused to campaign for an anti-gay-marriage amendment to Florida's constitution, yet it passed by a wide margin last week. So was it really Crist's lack of enthusiasm for the McCain campaign that sank the Arizona Senator in Florida - or was it the fact that the peninsula's conservative Republican base spent so much time, money and effort...

Author: /time Magazine | Title: Can Republican Governors Rebuild Their Party? | 11/12/2008 | See Source »

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