Word: flows
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...most significant changes has been the move from group to individual lending - an area that Women's World Banking, an international network of microfinance institutions and banks, has helped pioneer. Individual lending is a way to allow micro businesses to start to grow, providing larger, cash-flow based loans than the group might be comfortable counter-guaranteeing. Group lending, where large groups of borrowers are jointly responsible for making sure loans are repaid, is an excellent introduction to finance for micro-entrepreneurs, but the businesses tend to remain quite small, purely income-generating activities that rarely grow to scale. Like...
...Staff writer Christian B. Flow can be reached at cflow@fas.harvard.edu.—Staff writer Esther I. Yi can be reached at estheryi@fas.harvard.edu...
...Malaysia!). Across the country, including religious cities like Mashhad, there are thousands of yoga classes held each week, and there is a class for every yogi: for children, the elderly, the overweight, the spiritual. There are contemplative, patchouli-scented yoga centers, austere Iyengar centers for the very serious, and flow classes in gyms for women in chic yoga clothes who just want arm tone. (See pictures of facial yoga...
...other ecological disasters for their conflict potential. There is the loss of half the Aral Sea to Soviet-era irrigation, and the melting of the Himalayan glaciers (which feed rivers from which 500 million people draw water); and there are Chinese plans to dam the upper Mekong, halving water flow to 65 million Southeast Asians. In a 2003 report, the U.N. Environment Program said water shortages already affected 400 million people and predicted that number would multiply tenfold by 2050. At that time, more than a sixth of the world's population, 1.1 billion people, had erratic supplies of clean...
...negative impact from immigration,” Dominguez said. He discussed the barriers inherent in pursuing immigration reform, particularly devising a method for currently illegal immigrants to obtain citizenship. Although a path toward legalization is favorable in that it would lead to decreased law-breaking and a more manageable flow of labor, a system allowing undocumented immigrants to eventually become citizens may motivate more immigrants to enter illegally. He acknowledged the proposal of a mandatory citizenship ID, though not supported by any political party, may be a boon for more effective immigration policy, by allowing for protection of the rights...