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...will change things? Well, they're going to tighten up some of the shoddy practices the credit-card companies have pulled off in the past. They seem to be taking notice of the GAO's periodic reports about the credit-card companies' practices - you know, misleading statements, using different font types, billing practices, hidden fees. It's going to address most of those issues. My problem with it is it still doesn't address the matter of interest rates. There's got to be a cap, as far as I'm concerned...
...Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:""; margin:0in; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times New Roman"; mso-fareast-font-family:"Times New Roman";} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.25in 1.0in 1.25in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1...
...With the U.S. being the focus of the bulk of Iran's ire over the past three decades, why is Iran picking on the U.K. now? Long a hot spot for anti-regime Iranian opposition and a font of support for human rights and reform in Iran, Britain has enjoyed little favor from Tehran in recent years. The launch in January of a BBC Persian-language TV service, thanks largely to funds from the British Foreign and Commonwealth Office, has further riled authorities in Iran. The news channel - beaming images of the recent protests via satellite from London, despite efforts...
...consumers exactly how much their credit cards are costing them. In fact, over the past few decades, there has been a massive push in that direction, from the Truth in Lending Act to the "Schumer Box," which gives a one-page summary of credit-card terms in a font size dictated by the Federal Government (it needs to be large enough to catch your attention). Credit-card statements that were a page long in the early 1980s now easily run to 30. That's a lot of information. And yet America's overreliance on consumer debt has happened anyway...
...long it would take a person to pay off his balance and how much it would cost in principal and interest should he make only the minimum required payment each month. (That's another psychological trip-up: having a low minimum payment printed on the statement in a big font ratchets down our perception of how much we should be paying off, meaning we carry higher balances for longer.) That bill never went anywhere, but a similar provision is in the bill currently before the Senate...