Word: formula
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Dates: during 1990-1999
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...running on Wall Street and create another frenzied wave of mortgage refinancing. Before interest rates plunged in recent years, homeowners clung to a rule of thumb that said people should refinance only when rates fell at least two percentage points below the interest on their existing loans. Under that formula, the gains from lower mortgage rates would exceed the closing costs on the refinancing. But today banks and mortgage brokers offer so many refinancing options that canny rate surfers can replace their mortgages at little cost. Since 1991, consumers have refinanced $1 trillion worth of mortgages, or fully one-third...
...into stars, conducted elevator races in the hallway. His medium-twisting inventiveness was influenced by Ernie Kovacs, his man-on-the- street playfulness by Steve Allen. But Letterman seasoned them with his own sardonic, cranky, cooler-than-cool personality. For a young generation of viewers bored with television's formula and fakery, Letterman was fresh, liberating, indispensable...
...displayed only rarely. On No Time to Kill, collaborators help bring out the best in him. In A Bad Goodbye, he sings a duet with Wynonna Judd, who draws out an emotional edge in his ! voice. On Happiness Alone, Black and co-writer Jimmy Buffet turn the usual country formula inside out, creating a refreshing pop song with just an echo of country twang: "A man can't survive on happiness alone...
...Clintonian 1990s, the President and his wife aren't the only Washington couple whose careers are brilliantly synergistic. Here's a list of some of the others, ranked by their GorbScore, a rating from 1 to 10 derived from a formula that measures the couple's influence and charm, using as a benchmark the models of modern power partnership, Mikhail and Raisa Gorbachev...
...therapies, first available in Italy, is a product called Actisite. It looks something like dental floss but actually consists of an organic fiber coated with the antibiotic tetracycline. Packed deep in the gums, the medicinal thread remains in place for seven to 10 days. Thanks to a time-release formula, the antibiotic slowly diffuses through the infected area, attacking the gum-destroying germs. According to one study, Actisite delivers 300 times as much tetracycline to the crevice where the thread is placed as a gram's worth of pills would...