Word: formulaic
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...general, you should max out on any tax-deferred savings opportunity. This has been especially true since Congress two years ago rolled back a punishing 15% excise tax on withdrawals from retirement accounts deemed, through a complicated formula, to be too large. Be careful, though, if your tax bracket will rise in retirement. Withdrawals from tax-deferred accounts get taxed as income. If you'll be retiring soon, new contributions might not have enough time to grow tax-deferred. You might be better served putting new savings into a tax-efficient mutual fund, like an index fund. When you cash...
Greed is just the first of the quiz-show contenders hoping to cash in on Millionaire's success. Because game shows are cheaper to produce than sitcoms or dramas, nearly every network is scrambling to come up with one. The trick is finding the right formula...
...hearted Jennifer Aniston in many of her scenes. There are easy emotion intensifiers like whooshing twinkles and saccharine pop-songs. The cast is broken down into good-looking people who are leads and leads' ex-girlfriends, and normal-looking people who are character actors. It's all according to formula, which is not to say that formulas are inherently bad, just that when you can practically see the ready-made framework on which the movie is draped, it gets boring...
Most of the other low-carb diets are less restrictive, lower-fat versions of the Atkins formula. Sugar Busters!, written by a mess of New Orleans doctors led by H. Leighton Steward, 64, vice chairman of Burlington Resources, advises avoiding white flour and refined sugars but allows you to eat cheese omelettes. "We think that if you eat the right kinds of carbohydrates, you won't get such a surge in blood sugar," says Steward. And while they don't advocate the heavy fats of Atkins, the diet still has a fair share of buttery goodness. Pam Hoffman...
...know they're very interested in how Harvard does admissions," Fineberg said. "I worry a little bit that they will come with the hope that there's a formula...