Word: formulaic
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...ranked by assets (and 24th by deposits), nipping at the heels of regional powerhouses such as Sovereign and KeyCorp. Even heavyweights like Citibank and HSBC are taking notice, rolling out "direct" banks of their own. Kuhlmann welcomes the competition. In fact, he will spell out his formula for them: "We simply asked, 'What does a customer really want...
...Frank Gehry's Walt Disney Concert Hall in Los Angeles, the Seattle Public Library by Rem Koolhaas, Libeskind's own addition to the Denver Art Museum - all speak in some variation of this irregular vocabulary. Twentieth century Modernism produced many great buildings, but by the 1970s it was a formula for mediocrity. Ever since, architects - and the rest of us - have been looking for a way out. And Libeskind has been showing one way. He may have produced some argumentative buildings, but they happen to be making the arguments that need to be made...
...Winmark Corp., Plato's has opened some 200 franchises since 1999. The company rang up more than $100 million in sales in 2006 and plans to open 35 additional stores this year. Winmark collects a 4% royalty fee from each store; a franchise costs $225,000 on average. The formula seems to work. Steve Johnson, who owns three stores in the Midwest, says he grosses $700,000 to $900,000 annually at each and nets...
...features: a path to citizenship for most illegal immigrants currently in the country, the improvement of border security, a guest worker program, and a point system that will give skilled workers higher priority in receiving a green card. Although there has been some debate as to the exact formula used, the innovative idea of a system that gives greater weight to skill is a step in the right direction. If the US wants to maintain its place as a technological and intellectual superpower, giving priority to skilled workers will be very important in the coming years. Scientists and engineers...
...Topshop formula is proving not just popular but profitable too. The chain made around $200 million in pretax profits last year on revenues of approximately $1.14 billion. That's about half the total profits and a third of sales at the privately owned Arcadia Group. It wasn't always this way, says Nick Bubb, a retail analyst at Pali International in London--less than 10 years ago, profits were as little as a tenth of last year...